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Calculate Your Net Income Cut Your Spending – Balance your Household Budget

Posted by Tom Craig in Personal Finance

To really get a fix on where your money goes, you’ll need to keep track of your cash expenditures, too. Save receipts to record later or jot the expenditure down on a notepad as you use cash. The more often you use an ATM, the more important it is to write down your cash expenditures, because this is where many people lose control of where their money goes.

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Staying Safe Online - Protect Against Online Scams and Frauds

Posted by Tom Craig in Online Frauds Scams

The most common online scam is the phishing scan. This happens when you receive an e-mail from a “bank” asking you to update your account information. They’ll direct you to a Web site, which will ask you for your personal information, bank account numbers, usernames, and passwords.

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Is Chapter 7 Bankruptcy an Option for You?

Posted by Tom Morgan in Bankruptcy

Chapter 7 is typically the bankruptcy type of choice for people who have large credit card or other unsecured debt and few assets. If there’s a risk that you might lose your home or car under Chapter 7, your lawyer may recommend that you file Chapter 13 instead.

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Setting Personal Goals and Achieving them

Posted by Jeff Hardy in Success

Your goals should be just that: your goals, not your Parents’ or your friends’. Don’t choose goals just because they sound like what you should want. The question is, do you really want them? Do you to ant them badly enough to give up the instant gratification of spending all your money now for the future enjoyment of having what is really meaningful to you later?

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Customizing Your Household Budget

Posted by Tom Craig in Personal Finance

Use the basic common categories that apply to everyone, such as housing, utilities, insurance, and food, but customize the other categories to fit your personal situation.

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Stopping Water Leaks and Seepage and Keep the Basement Dry

Posted by Jim Johnson in Foundation

Basements also get wet if they’re deep and the water table in the area is high. For that reason homes in the South — and New Orleans cemeteries, for instance — are constructed above ground to keep the basements dry. If water pools against the house, it can cause tiny cracks to form in poured concrete, concrete block, brick, and stone foundations.

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Clean Up, Lubricate and Smoothen Casement Windows, Sliding Rods, Cranks and Gears

Posted by Jim Johnson in Windows

Some windows open with a rod sliding through pivots mounted on the sill and window. Other windows have a metal bar (called a sliding shoe) mounted on the sill; a rod slides through a channel in the middle of the shoe. Still others open when you turn a crank that’s attached to a gear.

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Restoring the Ceramic Countertops and Replacing Cracked Tiles

Posted by Jim Johnson in Remodelling

Tile can be chipped or cracked and it may break if a heavy object, such as a soup can, falls on it. You can replace a broken or cracked tile. You have to cut into the grout along the edges of the tile, remove the grout and the tile, and after putting in a new tile, regrout the edges.

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Setting Your Specific Business Goals and Achieving them

Posted by Tom Craig in Entrepreneurialism

Your business goals should also include sales and profit goals by quarter and year, going out at least two years. The variables of seasonality and holidays make measuring sales and profits monthly too difficult to provide meaningful information.

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Home Remodeling Project - Securing Loose Floor Tiles

Posted by Jim Johnson in Flooring

When the tile is out, carefully set it aside and then work on removing all remnants of the old adhesive, using mineral spirits. You want the floor absolutely clean before you apply new adhesive. If it’s not, the bond won’t be as strong.

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Patching Torn Wallpaper

Posted by Jeff Hardy in Painting

If you still love the wallpaper you chose, just patch the torn wallpaper if, however, you kept some remnants from the wallpaper roll or you can find something similar in the stores.

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12 Tips on How To Organize your Office and Stay Organized that Every Successful Business Leader Ought To Remember

Posted by Tom Craig in Workplace

Every Successful Business Leader tries to keep his Office and workplace organized. Staying organized not only increases office productivity, it also boosts morale and keeps you focussed and full of energy. So, get started right now – Follow these 12 tips to organize your office and stay organized

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How To Clean up Spills, Gunk and Sticks on Computer Keyboard

Posted by Jeff Hardy in Computer Peripherals

Keyboards usually don’t sit flat on the desk, so anything spilled on the surface very likely won’t destroy the keyboard. If you want to ensure you’ve gotten every bit of the sticky stuff off, you can take the covers off each key in turn to get at moisture that may have seeped inside. Use a small screwdriver to pry off the covers.

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How To Repair Holes in Drywall

Posted by Jim Johnson in Masonry

There are basically three sizes of holes in drywall. Small and medium sized holes can be repaired using only drywall mud. Larger holes should be patched with a piece of drywall. You get small holes up to about 1 – 2 inches in diameter if you miss a nail and the hammer punches a hole in the wall. Medium sized holes are about usually 3-5 inches.

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How To Fix Squeaky Floors

Posted by Jim Johnson in Flooring

You can eliminate the noise by fixing the floor underneath, working in the basement or crawl space. You need a helper, chalk, shims, scrap wood, screws or nails, carpenter’s glue, and possibly metal angles or cleats.

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How To Run Your Business and Minimize Taxes

Posted by Jeff Hardy in Accounting

The first step in minimizing your taxes is to keep good records of all expenses and deductions. If you are spending money on business-related expenses out of your own pocket and you don’t prepare expense reports to get the money back from your company, you’re losing money.

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Sell Art, Antiques, and Collectibles on eBay

Posted by Tom Craig in US Politics, eBay

If you want to sell art, antiques or collectibles on eBay at high volume PowerSeller level, you will have to sell a wide variety because the various collectible categories are too small to support a large-sized business.

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Sell Refurbished or Remanufactured Electronics and Small Appliances on Amazon

Posted by Tom Craig in Amazon

Manufacturers of almost every type of expensive electronic and mechanical merchandise offer “re-manufactured” or “refurbished” goods. These can include computers, digital cameras, stereo and television equipment, and both small and large appliances.

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Create Your Own Product - Sell on eBay

Posted by Tom Craig in eBay

Software is a huge seller on eBay. Think about it. Every eBay user owns a computer. If you wrote a highly specialized application, you would have a difficult time selling it to a software company.

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How to Raise Money and Grow Your Small Business

Posted by Jeff Hardy in Business Loans SBA

It is possible to raise money before you start a business. However, raising money for a new, unproven startup can be very difficult. I recommend you start your business and run it profitably at a lower level for at least a few months.

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Who are Venture Capitalists

Posted by Jeff Hardy in Venture Capital

Unlike the professional venture capitalists, angels will often become involved in your business. Most of them consider themselves to be smart and experienced and will want to share their knowledge with you as well as watch over their investment.

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What to sell on eBay

Posted by Tom Craig in eBay

There is also a huge market on eBay for anything kitchen-related items on eBay. After all, everyone cooks at least occasionally.

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Follow These Safety Tips At Home For Children

Posted by Jim Johnson in Child Care

A child who is only crawling today may be standing up and reaching tomorrow, so parents need to plan ahead. Here are some home safety tips that would help keep children safe and away from serious trouble.

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Choosing And Using Fire Extinguishers - Home Safety Tips

Posted by Jeff Hardy in Security Systems

Class A fire extinguishers contain pressurized water to put out simple fires involving wood and cloth. Class B fire extinguishers contain sodium bicarbonate or foam to suffocate flames. They can handle fires that involve flammable substances such as grease, oil, gasoline, and solvents. Class C fire extinguishers contain dry chemicals so that they can put out electrical fires.

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Assessing Basements And Foundations in Your Home

Posted by Jim Johnson in Foundation

Basements suffer from a special ill that doesn’t afflict other spaces in your home—moisture. Differences between the temperature below ground and that of the air upstairs or outside often create a slight mustiness, especially in muggy summer weather.

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