Archive for the ‘Personal Finance’ Category


Calculate Your Net Income Cut Your Spending – Balance your Household Budget

Posted by Tom Craig in Personal Finance

When you've set a tentative target for each category, subtotal the income and expense categories and subtract the total expenses from the total income to arrive at your net income. This will be the amount of money you have left over for building an emergency fund, making additional payments on ...

Customizing Your Household Budget

Posted by Tom Craig in Personal Finance

It's a good idea to put together a budget worksheet to get started in setting up your budget. You'll get some help on doing it here, but make sure the categories you use fit your personal lifestyle. Use the basic common categories that apply to everyone, such as housing, utilities, ...